Personal Banking
We put the personalized service into Personal Banking. That's why we’ve spent nearly 100 years helping individuals and families achieve their personal financial goals. We invite you to work with a bank that supports you and the communities closest to home.
The Full Range of Products & Services
Personal Checking
A checking account from First National Bank LI opens a world of financial opportunity, with a number of options to meet your needs.
- Checking accounts to fit every need
- Free checking accounts with no balance requirements
- Budget checking accounts with a debit card that can earn you rewards
Personal Money Market
Earn interest at a variable rate with a personal money market account.
- Complement to your personal checking
- Maintain a low minimum balance to earn interest
Personal Savings
A First National Bank LI savings account allows you to earn interest on money you set aside.
- Statement savings accounts for all stages of the financial journey
- K savings accounts that reward early savers 18 and under
Saving for Retirement & Education
It’s never too early (or too late) to plan for tomorrow with retirement and education savings accounts from First National Bank LI.
- Traditional IRAs to help you save more for the future
- Roth IRAs available with tax-free withdrawals
- CESAs available for tax-advantaged educational expenses
Deposit Rates
Secure and grow your money with First National Bank LI.
- See how you could benefit from a fixed or variable rate
- View our current rates for CDs, money market accounts, and savings accounts
Digital Banking Services
Extraordinary service doesn’t stop at our front doors. First National Bank LI’s online banking services help you take control of your finances wherever you are.
- Keep a closer eye on your finances and transfer funds in an instant
- Check balances, pay bills and do it all on-the-go from your phone, desktop, or tablet
Debit Cards
Spend where you want, how you want with a chip-enabled debit card that provides secure, mobile connection to your checking account.
- Withdraw cash and make purchases wherever you go
- Map out and monitor your spending easily with online tracking and monthly statements
Safe Deposit Box
Safeguard your most sensitive information and possessions with a safe deposit box at your nearest branch.
- Secure birth certificates, marriage licenses, jewelry, deeds and more
- Give yourself the peace of mind of knowing it’s all protected